5 Tips on Dealing with the CRA

When deciding what to claim and deduct on a small business tax return can be difficult. Some businesses claim too much or too little, which can lead to sticky situations with the CRA in Toronto and may require CRA Tax Amnesty. Here are 5 tips on dealing with the CRA in Toronto so you can be smart with your small or home business and avoid the necessity of CRA Tax Amnesty. For more information on this topic, and CRA Tax Help, visit TAX 911 now for professional help with taxes servicing Toronto, York Region and more. 

  1. You may have a business without even knowing it. A business is simply defined as “any activity for profit.” Even if something is a hobby, if money changes hands, it is a business as far as the CRA is concerned. If has been mistaken in the past with your business, CRA Tax Amnesty is a way to disclose unreported information. 
  2. The size of the business does not have as big of an effect on how much exemption a small business is allowed. There is a “Small Supplier Exemption,” but it does not apply to all types of businesses. If the business is selling tangible goods, you must collect and remit PST, or RST. For more information on PST, contact Tax 911 now. 
  3. A home business does not automatically qualify you for all deductions in Toronto. A few, like the ‘business use-of-home tax deduction,’ will allow you to use house maintenance and ownership costs as deductions, but the same rules generally apply for all kinds of businesses in Ontario. The same applies with entertainment expenses. A business may only claim 50 percent of entertainment costs. Anything not reported or over-reported can be amended with CRA Tax Amnesty. 
  4. Writing off the equipment must be done over several years using a ‘capital cost allowance’. The amount that can be claimed each year depends on which class the piece of equipment is in. The most general class, class eight, which means you can claim 20 percent of the cost of the equipment each year. Furniture and machinery are examples of class eight items. 
  5. If encountered by an Audit from the CRA in Toronto, it is best to have all documents and records well-kept and ready. An audit is an inspection of a companies records. It will usually take 2-3 weeks, and may include a visit to the business site. If information has been filed incorrectly according to these 5 tips, a CRA Tax Amnesty application may be required. 

Reliable and specific information beyond these five tips on dealing with CRA Tax help in Toronto is available to you at Tax 911 now. The staff is dedicated to helping you with any tax needs. You can reach Tax 911 now at 1-877-918-2991, or come in for a visit at our office.

Need CRA Tax Amnesty VDP in Toronto?

The CRA Voluntary Disclosure Program, also known as VDP or CRA Tax Amnesty Program, will help taxpayers get a considerable boost that they can use to get over any tax hurdles. VDP can also be a confusing process, since the process may require several different types of paperwork depending on which type of disclosure you choose. All of these are excellent reasons why someone will want to get help from professionals like Tax 911 Now.

Why Consider CRA VDP or Tax Amnesty Program?

Just about anyone could suddenly find themselves having tax trouble with the Canadian Revenue Agency (CRA). They may have simply forgotten to file tax returns due to life circumstances or missed some information unknowingly when filing tax returns. This may have some surprisingly difficult consequences that you will need to deal with as you move forward. If you live in the Toronto, York Region, Durham Region and more areas, you will want to take a look at the resources at your disposal. Consider contacting Tax 911 Now if you would like to get the help you need to move forward. Tax 911 Now can provide a number of viable options under CRA Tax Amnesty or VDP program to reduce your overwhelming tax burden.

The Benefits of CRA Tax Amnesty or VDP Program

You might also be wondering what tax benefits you could get out of this tax amnesty or VDP program. To understand this, you may need to find out how much money you might owe to the government. They will expect that you pay this back with penalties, unless you enroll in an amnesty program. Many people can save quite a bit of this money if they get approval with  CRA tax amnesty or VDP program.

Some people might be a little skeptical and curious how a CRA tax amnesty might work for them. These programs will typically be negotiated with the Canadian Revenue Agency once you get started. Sometimes, the agency will be able to waive all penalties or some of the interest that you owe to them. This will typically be in exchange for fulfilling a few different provisional agreements. If you follow through some of these provisions of CRA tax amnesty, you will be able to save a substantial amount of money.

Call Tax 911 Now to get help with CRA Tax Amnesty or VDP program.

Finally, be sure to get an initial consultation with an agent through Tax 911 Now about CRA VDP / tax amnesty. They can give you some good advice about what you might be able to expect to get. Anyone who lives in the Toronto, York Region, Durham Region and more will want to think about getting these services. Call 1-877-918-2991 before it is too late.

CRA Tax Penalties to Individuals and Businesses

Late-filing tax penalties for individuals, self-employed and corporations

If you or your corporation owe tax and do not file your return on time, CRA will charge a late-filing tax penalties. The tax penalties are 5% of your balance owing, plus 1% of your balance owing for each full month that your return is late, to a maximum of 12 months, or the total of 17% tax penalties.

If CRA charged a late-filing tax penalties for any of your preceding three years, your current late-filing penalties will be 10% of your current year balance owing, plus 2% of your current year balance owing for each full month that your return is late, to a maximum of 20 months or the total tax penalties of 50%.

Repeated failure to report income penalty

If you fail to report an amount on your personal or business return in any year and you also failed to report an amount on your return for any of the preceding three years, you may have to pay a federal and provincial/territorial repeated failure to report income penalty.

The federal and provincial/territorial tax penalties are each 10% (or combined 20%) of the amount that you failed to report for repeat failure of reporting income.

False statements or omissions penalty

You may have to pay a penalty if CRA believes that you, knowingly or under circumstances amounting to gross negligence, have made a false statement or omission.

The tax penalties are 50% of the understatement of tax and/or the overstatement of credits related to the false statement or omission.

Late Filing Tax Penalties: Consequences of Not Filing Past-Due Returns

If you fail to file a tax return, the CRA has the ability to paralyze you financially by charge you big tax penalties and interests. CRA often use aggressive legal actions to collect the tax debts. Those legal actions Include bank freeze, income garnishment, etc.

Over the last several years, the CRA has improved its database of income transactions and increased its ability to identify people who have not filed taxes. If you have unfiled returns, you rise to the top of the list of people the CRA wants to target to collect revenue.

But if you wait for the CRA to find you, the cost of additional tax penalties grows exponentially. And if the CRA seeks you out before you have filed past-due returns, the likelihood of punishment escalates.

What Should You Do to Reduce Tax Penalties

The worst thing you can do is to ignore or to avoid the tax problems. Act now to control and repair the damage before your life is ruined. Contact Tax 911 Now at 1-877-918-2991 for a confidential free consultation today!

Our services are offered across Canada in the cities of:

  • Toronto
  • Markham
  • Vancouver
  • Calgary

CRA GST HST Audit

CRA GST HST Audit Alert: CRA started to be more strict on auditing people with high business income without collecting GST or HST.

Most businesses start small. When they are small, say their sales are below $30,000, it is ok to not to register GST/HST accounts. As they grow to more than $30,000, then it becomes compulsory for businesses to register GST/HST accounts and start collecting on behalf of CRA.

Many business owners do not understand their obligations to register GST/HST accounts even if they exceed the sales threshold. While other business owners, who may have registered GST/HST accounts, did not report or remit the GST HST properly for various reasons and caused CRA GST HST audit trouble years down the road.

We know too many small business owners being audited and penalized due to the GST or HST reporting problems.

Some of them, due to circumstances, amount to criminal investigation; some even lost their homes. Once the GST HST problem is caught by CRA, life will never be the same.

What You Need to Do Immediately to Fix Your GST HST Audit Problems?

If you feel you will be audited by CRA pretty soon or you have received letters or calls or personal visit from the tax man, then you cannot afford to wait any longer! Do something to resolve your tax audit problems.

It makes far more sense, and will be less costly, to resolve your tax audit problem right away, rather than dealing with the financial burden of huge reassessment amount and other penalties later.

The first step is to stop procrastinating and running. Take action today!

Hire someone who is qualified and has the experience to help you survive the audit. Many people try to handle their tax audit themselves, resulting in disastrous financial results. Some even ended up fighting in court.

We have helped many clients with their tax audits. Our experience and expertise have led to superior results that even senior tax auditors respect. See that yourself in testimonials.

Get Tax Relief TODAY by calling Tax 911 Now team at 877-918-2991 or go to Contact page.

Our Free No Obligation Consultation & Result Guarantee

To begin with, we offer first time RISK FREE unlimited time consultation just to help you to understand the depth and complexity of your tax problems. We will also provide you the recommended steps to take to fix your tax problems. It is no obligation and thus it is completely up to you to decide what to do from there.

We guarantee the result we can get is much more beneficial than if you do it yourself. Save you thousands of monies in addition to the relieve of the awful stress. We take the emotional factors out of the process. We take care of the uncertainty for you.

CRA Tax Payment Plan Negotiation

When do you need a CRA Tax Payment Plan?

When taxpayers owe taxes and do not deal with promptly, not only will they be putting themselves in serious trouble, but they will also see the amount of money that they owe rapidly increase due to daily compounding interest charges and penalties.

The CRA has many ways to retrieve the tax owing and the CRA will not hesitate to follow through on aggressive collections practices even take legal actions against taxpayers in the absence of a CRA tax payment plan. The CRA can put liens against a delinquent taxpayer’s property, they can direct sheriffs to sell taxpayers’ assets, freeze taxpayer’s bank accounts or they can garnish income. Dealing with taxes owing or negotiating a CRA tax payment plan with aggressive CRA collection agent can be intimidating for anyone.

Why get professional help with the CRA tax payment plan?

Neglecting to pay taxes is a serious matter. If the tax problems have been a lingering problems for years, then the penalties and daily compounded interest alone are way too overwhelming to pay off easily, which in turn will lead to potential legal actions by CRA in the attempt to collect the taxes. For this reason, the help of a tax professional is very important.

Seasoned tax professionals will be able to perform effective negotiation on your behalf with CRA. Well negotiated CRA tax payment plan can be a good option for taxpayers who are struggling to deal with typically aggressive tax collection agents on their own.

No one will be able to get away with not paying their taxes. But having a professional on the job that can work with the CRA before a client loses property or sees their credit rating severely damaged can make all the differences.

What you need to do immediately to get a CRA tax payment plan negotiated?

If you owe large tax amount that are beyond your means and you are under stressful collection pursuing by CRA. Then it is time for you to find tax professionals to negotiate a CRA tax payment plan with the CRA collection agents before any legal actions are initiated against you.

It makes far more sense, and will be less costly, to resolve your tax problem with the tax man right away, rather than dealing with the financial burden of wage garnishment, bank levy or other penalties later.

The first step is to stop procrastinating and running. Take action today!

Hire someone who is qualified and has the experience to help you solve tax  problems. Many people try to get the CRA tax payment plan themselves, resulting in negative results.

Get a CRA Tax Payment Plan negotiated for you TODAY by calling Tax 911 Now team at 877-918-2991.

Leveraging on the knowledge and experiences in dealing with tax collection agencies in all the years, Tax 911 Now’s team of professionals has helped many clients with tax owing problems like you to negotiate CRA tax payment plans that are satisfactory to the clients who in turn shared their positive experiences and appreciation in their testimonials.

Our Free No Obligation Consultation & Rate Guarantee

To begin with, we offer first time RISK FREE unlimited time consultation just to help you to understand the depth of your tax owing problems. We will also provide you the recommended steps to take to prevent the tax problem from escalating into legal battles. It is no obligation and it is completely up to you to decide what to do from there.

Get a consultation with our experts if you are in the following cities in Canada:

  • Toronto
  • Markham
  • Vancouver
  • Calgary

If you do decide to engage us to help you with the CRA tax payment plan negotiation, we provide rate guarantee within the entire tax negotiation industry.

Act TODAY by calling Tax 911 Now team at 877-918-2991 or complete the inquiry form at top left of the page.

CRA Tax Audit Help

Why do people get audited? It could very possibly be that the CRA computer simply selected your tax return for tax audit. Or potentially your type of business is part of a compliance tax audit test program.

Most people feel frightened or worried once receive tax audit request letters sent by Canada Revenue Agency or CRA.  It is necessary to understand some important aspects of tax audit to be able to deal with it successfully. Such as how CRA select tax audit targets, how the tax audit is conducted, etc.

How CRA select files for their tax audits?

To pick potential tax audit target, CRA typically use the following four methods:

1. Computer-generated lists
Most returns are selected for tax audit review from computer-generated lists. For example, the computer system can compare selected financial information of clients engaged in similar business or occupations and generate lists of returns with tax audit potential. From these lists CRA chooses specific returns to be audited.

2. Tax Audit projects
In some cases, CRA test the compliance of a particular group of clients. If the tax audit test results indicate that there is significant non compliance within the group, CRA may audit its members on a local, regional, or national basis.

3. Leads for tax audit
Leads include information from other tax audits or investigations, as well as information from outside sources.

4. Secondary files
Sometimes CRA select files for tax audit because of their association with other previously selected files. For example, if you are in partnership with another client, and that person’s file has been selected for tax audit, it is usually more convenient to examine all the records at the same time.

How are tax audits conducted?

If your return is selected for tax audit, an auditor will review your records at a CRA office or called office audit or at your place of business, also known as field audit. The tax audit usually includes an examination of the following documents:

–  Information on file at the CRA, such as the returns selected for tax audit, financial statements, tax audit reports from any previous tax audits, and any other information on file; and
– Your business records including your ledgers, journals, bank accounts, sales invoices, purchase vouchers, and expense accounts.

The auditor will contact you and either request that you send specific records to a CRA office, or arrange a convenient date and time to start the tax audit at your place of business. Throughout the process, the auditor can get information from any relevant people.

Office Audits
Notice of a Desk Audit will probably arrive by mail and may require that you identify specific items on the return that are in question. You or your professional tax representative may be required to bring certain documents such as bank records to your local tax office for examination. This allows the tax man to check for unreported income. Generally speaking, tax office audits are performed with a Tax Examiner who will request various documents and explanations of deductions.

Field Audits
When a tax audit is scheduled at your home or office it should be considered a serious matter. The revenue agents handling these types of tax audits have received a great deal of training beyond the typical Tax Examiner. Naturally, during any type of audit, it can lead to audits of other tax years and other tax deductions.

Why get professional tax audit help?

While the auditor’s function is to insure compliance with the law, many government auditors are often pressed for time so they don’t always perform a comprehensive review of all appropriate documents. Plus, it’s often difficult for an auditor to be objective, assuring the taxpayer of his or her rights.

Very often, auditors request information without explaining how the information will be used, plus they may not explain properly what might happen to those missing information. Because of these issues, errors can occur on the part of the auditor and as a result, an assessment with error along with potential fraud penalties costing the taxpayer thousands of dollars. Never take chances with the CRA tax audit. Hire tax audit experts who will make sure your rights are protected.

As experienced tax professionals, we focus our tax practice on helping individuals and businesses resolve their tax audit problems. We bring a depth of financial and tax experience to the tax resolution arena along with a great deal of insight as to the most effective ways to handle an tax audit. We sensitively guide you through the procedure and explain exactly what you need to know and what to do.

More often than not, we can arrange it so that you will not have to meet with an auditor or tax agent. So, don’t go in alone. It’s a scary feeling to face the CRA alone and we can help make the experience less frightening. Remember, every taxpayer has the fundamental right of due process, fairness and representation.

It is very important to hire tax resolution experts who can professionally asses your options, defend your position and get you all your rights.

In summary the tax audit services we provide include: CRA Income Tax Audit, GST/HST Tax Audit,  Payroll CRA Audit, Tax Audit Representation, Help with WSIB Audit, etc.

What You Need to Do Immediately to Fix Your Tax Audit Problems?

If you feel you will be audited by CRA pretty soon or you have received letters or calls or personal visit from the tax man, then you cannot afford to wait any longer! Do something to resolve your tax audit problems.

It makes far more sense, and will be less costly, to resolve your tax audit problem right away, rather than dealing with the financial burden of huge reassessment amount and other penalties later.

The first step is to stop procrastinating and running. Take action today!

Hire someone who is qualified and has the experience to help you survive the tax audit. Many people try to handle their tax audit themselves, resulting in disastrous financial results. Some even ended up fighting in court.

We have helped many clients with their tax audits. Our experience and expertise have led to superior results that even senior tax auditors respect. See that yourself in testimonials.

Get Tax Audit help TODAY by calling Tax 911 Now team at 877-918-2991 or go to Contact page.

Our Free No Obligation Consultation & Result Guarantee

To begin with, we offer first time RISK FREE unlimited time consultation just to help you to understand the depth and complexity of your tax problems. We will also provide you the recommended steps to take to fix your tax problems. It is no obligation and thus it is completely up to you to decide what to do from there.

We guarantee the tax audit result we can get is much more beneficial than if you do it yourself. Save you thousands of dollars in addition to the relief of the awful stress. We take the emotional factors out of the process. We take care of the uncertainty for you.

Are you in any of the following cities? We offer our services to you:

  • Toronto
  • Markham
  • Vancouver
  • Calgary

Professional Canadian TAX Accountants

Are you facing any of the following tax issues?

  • Issues on back taxes, late taxes, unfilled taxes?
  • Personal, self-employed business, Corporate and business tax issues?
  • Unreported Income, under-reported income?
  • Issue with tax audit (Income tax, GST/HST, PST, payroll, WSIB)?
  • International tax issues?
  • Overwhelmingly large tax bill?
  • Income garnishment, tax lien?

That is our specialty as Canadian Tax Accountants!

When you have complicated Canadian tax matters, there are very few Canadian tax accountants and lawyers who can handle the task. Most of them, due to the complexity of the issues, will stay clear from this filed. However, solving complicated tax problems is all we do!

Tax 911 Now has experienced Canadian Tax Accountants who practice exclusively on special tax field providing tax services to tax clients who have urgent or complicated tax issues such as those we listed above.

To better help clients, we provide full services so that clients can solve their complicated tax problems under one roof. We can prepare your bookkeeping in house; we can prepare your tax returns in house, be it personal, be it self-employed business, be it corporation, be it payroll, we represent you to deal with the taxman, we negotiate tax settlement, etc. as experienced Canadian Tax Accountants, we do it all.

Our satisfied clients are pleased as we provided them with exceedingly high quality of tax services on tough tax problems. Those clients would not even dream of dealing with a complex tax matter without our professional Canadian tax accountants’ help.

Do you have “Impossible”? “Unsolvable” tax problems? Tax 911Now’s team of tax experts and tax accountants will help.

We are excited about the challenge of trying to solve “impossible” or “unsolvable” Canadian tax problems.

If you have a complicated Canadian tax issue, you do not want to wait for long time to get some help as most of those tax problems are serious and urgent in nature – you probably want to fix it as soon as possible by effective tax accountants!

We strive to provide fast resolution to your tax problems! For example, in most cases, if we get a client with tough tax issue, we will start to take action immediately in the first appointment. It is a rewarding experience for us to see that clients walking in appearing stressed and walk out with sign of big relief!

Tax 911 Now’s Tax Service Range

Our Tax services include Tax Help, CRA Tax Help, Help with tax problems, CRA Tax Relief,  Tax Relief ASAP, CRA Problem Resolution, Tax Resolution Services, Tax Negotiator, Voluntary Disclosure Program, VDP, Tax Amnesty, Tax Repair, Tax Expert, Tax Issues, Tax Advisor, Tax Help by Licensed Tax Professional, Efile, Efiler, Tax Attorney, Accountant Help, Sales Tax Help, CRA Audit Help, Tax Audit, Tax Problem, Tax Lien, CRA Help, Back taxes, Unfiled tax returns, Past Due Returns, Emergency Tax Help, Tax Return Preparation, Payroll Tax Problem, Tax Levy Release, Wage levy Relief, Wage garnishment release, CRA Problem Solver, CRA Tax Settlement Negotiation.

What You Need to Do Immediately to Fix Your Tax Problems?

If you feel you will be caught by CRA pretty soon or you have received letters or calls or personal visit from the tax man, then you cannot afford to wait any longer! Do something to resolve your tax problems.

The first step is to stop procrastinating and running. Take action today!

Hire seasoned tax accountants who are qualified and have the experiences to help you solve tax problems. Many people try to handle their tax problems themselves and failed terribly.

Get Tax help TODAY by calling Tax 911 Now team at 877-918-2991 or go to Contact page.

Our Free No Obligation Consultation & Rate Guarantee

To begin with, we offer first time RISK FREE unlimited time consultation just to help you to understand the depth and complexity of your tax problems. We will also provide you the recommended steps to take to fix your tax problems. It is no obligation and thus it is completely up to you to decide what to do from there.

If you do decide to engage us to fix your tax problems, we provide price match guarantee within the entire tax negotiation industry.

 

Tax Payer Relief by CRA’s Taxpayer Relief Program

CRA has been training all their agents, such as auditors or collection agents, to use the buzz word “Tax payer relief” when communicating with tax payers as if that is an easy and simple request to make to get a big reduction of the tax debts

The matter of the fact is that every tax payer wants to have their tax debts reduced. To not open a gate of flood, CRA’s criteria for tax payer relief are quite strict to say the least.

CRA normally grants tax payer relief from penalties and interest due to extraordinary circumstances, actions of the CRA and inability to pay or financial hardship. Penalties and interest may be waived or cancelled in whole or in part where there are circumstances that are beyond the taxpayer’s control.

The following are typical examples of situations that may merit for tax payer relief:

Natural or man-made disasters such as, floods, fires, hurricanes, civil disturbances, Serious illness or accidents,  Serious mental or emotional distress, such as a death in the immediate family.

Mistakes of CRA: you can apply under taxpayer relief if actions of the CRA caused the penalties and interest including:

–  Processing delays within a reasonable time whereby the taxpayer was not informed of the amount owing;

–  Errors in materials by CRA which led to a mistake.

–  Incorrect information provided to the taxpayer in writing;

–  Errors in processing,

–  Delays in resolving an objection or an appeal.

Tax payer relief provision enables the taxpayer to settle their account with possible financial relief. The result of successful taxpayer relief includes:

– Waive or cancel penalties and interest,

– Extend the filing-due date for making certain elections or grant permission to amend or revoke certain elections.

– Authorize a refund to an individual even though an income tax return is filed outside the normal filing period;

– Authorize a reassessment or re-determination for an individual beyond the three-year normal reassessment period to allow a refund or a reduction in an amount payable.

You have 10 years from the end of the calendar year in which the tax year or fiscal period at issue ended to make a request to the CRA for tax payer relief.

We have gained special knowledge that CRA does not share with public about tax payer relief approving factors that we have achieved great success over. Just see yourself what the satisfied client say about their tax payer relief results in their testimonials. You can be the next.

You many think that you are not qualified, if you do not ask, you lose 100%. By asking the help from experienced professionals, you chance of getting tax payer relief is much increased.

What You Need to Do Now to Get Tax Payer Relief

Hire someone who is qualified and has the experience to help you to get your tax reduced. Many people try to handle the tax payer relief themselves, resulting in frustrating results because they do not understand the how tax payer relief system work. Keep in mind the tax payer relief is more than just a simple request. You need strong support from various aspects.

Why Choose Tax 911 Now Team for Tax Payer Relief

We have helped clients in reducing their tax debts by filing tax payer relief and negotiated excellent settlement for them. See what happy clients say about our Tax payer relief service in the testimonial.

Tax 911 Now tax payer relief services are offered across Canada in:

  • Toronto
  • Markham
  • Vancouver
  • Calgary

Our initial consultation is FREE and CONFIDENTIAL. You will get comprehensive analysis of your tax situation and recommended solutions in the first meeting. Then you can decide what to do from there.

How To Stop and Release an Income Garnishment

Canada Revenue Agency (CRA) may collect the unpaid assessed amounts by way of garnishment. This method may be used to obtain the tax owing by tax payers for the amounts owing to CRA.

Garnishment is usually served on a third party such as a company, financial institution or individual who the CRA believes is liable to make a payment to a tax payer.

The following factors may be considered by CRA prior to commencing garnishment action:

(a) whether an amount is in dispute under the objection or appeal process;

(b) the negative impact of the requirement upon the registrant’s operations;

(c) whether undue hardship will be created for the registrant; and

(d) the payment terms associated with the requirement, where appropriate.

If you owe back taxes to CRA, CRA can garnishee your wage without a court order.

If you are being threatened with a income garnishment by CRA, you need to act immediately. Waiting longer will make your situation worse.

If without any professional help, you may have only one of the three ways to stop an income garnishment:

First, you can contact CRA and attempt to make a deal with them so they will stop the garnishment;  CRA will not make a deal with you until you have complied with the Income Tax Act filing requirement. In addition, CRA requires you to make the payment in full including the interests and penalties if applicable to remove the garnishment.

Second, you can file a consumer proposal, which immediately stops the garnishment for a short period.  CRA will make a decision on the proposal. In general it is difficult to get CRA to accept the proposal.

Finally, you could file bankruptcy in Ontario which also stops the wage garnishment. Bankruptcy is usually the last resort because it can destroy your financial credibility you built up over the years.

Under Tax Professionals’ help, you can have many more options that control the damage to your life so that you can again lead a normal life.

We are effective tax negotiators who remove income garnishment for you fast! We can remove income garnishment in days as mentioned in clients’ testimonials.

What You Need to Do Immediately to Fix Your Income Garnishment Problem?

If you feel you will be garnished by CRA pretty soon or you have received letters or calls threatening with a garnishment, then you cannot afford to wait any longer! Do something to resolve your tax problems.

It makes far more sense to address the threat right way, rather than dealing with the financial burden of wage garnishment, bank levy when you need the money most.

The first step is to stop procrastinating and running. Take action today!

Hire someone who is qualified and has the experience to help you solve tax problems. Many people try to negotiate their tax problems themselves, resulting in worsened results.

Stop the garnishment TODAY by calling Tax 911 team at 877-918-2991 or go to Contact page.

How Do You Choose Your Tax Service Providers?

The most important factors to choose your tax service provider are: a. the service provider is competent and experienced. b. the service provider genuinely cares about helping you; c. the costs are reasonable.

Having been dealing with tax agencies of all levels in all the years, Tax 911 Now’s team of professionals has helped many clients with tax problems like you to get tax settlement that are satisfactory to the clients who in turn shared their positive experiences and appreciation in their testimonials.

Be able to take care and help others and get appreciated in return makes us feel proud of what we do. Putting clients’ best interests before anything else is the core belief for Tax 911 Now.

Our Free No Obligation Consultation & Price Guarantee

To help you to move forward with your problem, we offer RISK FREE initial consultation just to help you to understand the depth and complexity of your tax problems. We will also provide you the recommended steps to take to fix your tax problems. It is no obligation and thus it is completely up to you to decide what to do from there.

If you do decide to engage us to fix your tax problems, we provide price guarantee within the entire tax negotiation industry.

Tax Representation Canada

When do you need a tax representative?

When a taxpayer has a complicated tax situation that needs extra attention, we always recommend that Professional Tax Representation be used. 

Representation is also useful if a taxpayer does not have the time or desire to speak to the CRA on their own.

Why use a tax representative?

Professional Tax Representation is a very powerful tool you can use to “even the odds” when you need help with the CRA. 

As you may have experienced, CRA agents can be very intimidating, when they are making demands on you, the taxpayer. They tend to be less forceful and more reasonable when they must address themselves to a Professional Representative, such as an Attorney or Accountant.

A good tax professional will know the in’s and out’s of the CRA complex system. They will know all of the right questions to ask you and how to properly present your case to the CRA so that you get the results that you deserve.

At Tax 911 Now, we are experienced tax professionals.

If you have a large or overdue tax bill or need help dealing with the collection branch of the CRA, Tax 911 can offer the best tax help available. Helping taxpayers arrange settlements with the CRA is our specialty.

You, as a taxpayer, probably do not know all the rules and formulas that are applicable to your situation. The CRA Agent does, but usually only reveals the portion they want you to know, not the portion that would be helpful to you. The agent’s job, after all, is to collect money from you, not be your friend! Even a friendly CRA agent is still a CRA COLLECTION AGENT, not a friend.

You need an experienced tax representative on your side. 
At Tax 911, our professionals deal with the CRA every day, and can present your case to the CRA in its own terms, with full knowledge of all the rules and regulations.

We offer our services all across Canada and in the following cities:

  • Toronto
  • Markham
  • Vancouver
  • Calgary

If you need tax help please call one of our tax professionals at: 1-877-918-2991.

Voluntary Disclosure Program (VDP)

As the Canada Revenue Agency (CRA) moves forward to aggressively address non-compliance on unreported income or unfiled taxes, it becomes more important that you need to be aware of the Voluntary Disclosures Programs (VDP)

In cases of gross negligence, the Income Tax Act allows the CRA to assess a penalty of up to 50% of the unpaid tax or the improperly claimed benefit. In addition, the court may, on summary conviction, fine them 50% to 200% of the tax evaded, and sentence them to a jail term.

You need to quickly come to us before CRA initiates any action against you.  As soon as CRA initiates the contact, then it is too late. It could be one letter in the mail, one phone call, one personal visit, etc.

Voluntary Disclosure Program (VDP) Can Be The Perfect Solution

It could be just ONE day late, you lose everything and more! What You Need to Do Now to Fix Your Tax Problems Rather than Getting Your Life Ruined? – Voluntary Disclosure Program (VDP)

If you have unreported income, under-reported income, years of late filing with tax owing, then you cannot afford to wait any longer! Do something to resolve your tax problems TODAY!

Hire someone who is qualified and has the experience to help you solve tax problems. Many people try to handle their tax problems themselves, resulting in negative results because they do not understand the complex Voluntary Disclosure well. Keep in mind the Voluntary Disclosure Program (VDP) is more than just a simple form.

We have helped clients in reducing their tax damage by filing voluntary disclosure program (VDP) and negotiated excellent settlement for them. See what happy clients say about our Voluntary Disclosure service in the testimonial.

Do you need VDP services in other parts of Canada? Here is where our services are offered:

  • Toronto
  • Markham
  • Vancouver
  • Calgary

Our initial consultation is FREE and CONFIDENTIAL. You will get comprehensive analysis of your tax problems and recommended solutions in the first meeting. Then you can decide what to do from there.

Unfiled Tax Returns to CRA

There are more and more people experiencing problems of unfiled tax returns. It is understandable that there are many priorities in people’s lives and thus sometimes it is becoming increasingly difficult for taxpayers to catch up with their tax filing obligations.

The CRA, however, views your situation differently, not in sympathy perspective as CRA is, by its nature, a tax revenue agency and thus CRA views your Unfiled Tax Returns to CRA to be not in compliance with income tax act and thus this behavior merits some financial or legal punishment.

To be in compliance, you must have all your Unfiled Tax Returns filed. This means you won’t get any relief from CRA collection actions such as income garnishment or bank levy, until you complete and file all tax returns. So the sooner you file all your back taxes, the sooner the CRA will be willing to negotiate with you.

File Your Past Tax Returns

It is very important to understand that filing your tax return each year will save you out of CRA trouble. If you have unfiled tax returns for few years, it is to your best interests to file them as soon as possible.

Knowingly not filing your tax return is illegal. However, CRA understands that people make mistakes and thus they give you a limited time window to file over due tax returns to correct the wrong.

CRA Notifies Your Unfiled Tax Returns

The CRA may send you a demand to file for the current year tax unfiled; CRA may also wait for few years and then send you the demand to file letter. You need to keep in mind that CRA will eventually find you and if they do, you will have to face the late filing tax penalties and accumulated interests starting from the date when the tax is due.

Consequences of Not Filing Past-Due Returns

If you do not cooperate with CRA and ignore the demand to file notice, CRA may just take some harsh legal action against you, such as lock up your bank, garnish your income, bank levy, etc.

When a Mistake Becomes a Crime

With the advance of the technology, CRA has enhanced its database to identify people who have unfiled tax return problems for years. If you have unfiled returns, you are automatically on the list of most wanted people for tax collection. If you can act before CRA gets to you, you have a better chance of resolving your tax problems without going thorough the pain of legal action and embarrassment.

The CRA has a wide range of punishment available that they can impose on persons who don’t file returns. Intentionally not filing, or filing a false return, is a crime. It is critical to take action to resolve your unfiled return problems before a simple mistake becomes a crime.

Most Common Excuse for Unfiled Tax Returns – I Can’t Afford to Pay the Tax Owing

Many people do not file the tax for their personal reasons, such as divorce, sickness, etc. Unfortunately, affordability is not a sound one. The reason is simple. The longer you wait to file, the more you will end up paying. It is like spinning in a vicious cycle.

Dealing with over due tax returns immediately is important if not critical. Wait for too long, then it becomes a much serious matter that cause legal actions. If you file tax and can not afford to pay, there are many options available to you such as negotiate a payment plan or tax relief. So stop making excuses, take action to clear up your back taxes.

It is important that you try to promptly deal with filing past-due tax returns. The stress you have can be removed if you just get professional help. We specialize in such tax problem solutions. We are here to help you when you need the most.

CRA’s Hefty Late Filing Penalties

First time late filing penalty: if you owe tax and do not file your return on time, CRA will charge you a late-filing penalty. The penalty is 5% of your tax balance owing, plus 1% of your balance owing for each full month that your return is late, to a maximum of 12 months. In another word, if you have late tax unfiled, for the very first year, you will have 17% of tax owing for the penalties alone.

Repeating late filing penalty: if the late filing is a re-occurring event within three years, then the penalties become nearly tripled. The late-filing penalty becomes 10% of your tax balance owing, plus 2% of your tax balance owing for each full month that your return is late, to a maximum of 20 months. That is a late filing penalty of 50% of your tax owing.


The Compounded Daily Interests

In addition to the late filing penalties, CRA charges much higher interest than banks on your tax balance and penalties. The interest is compounded DAILY. Use rule of thumb, if assumed interest is 7%, which is not abnormal for CRA for many years, then tax owing doubles in about ten years. When the interest is compounded daily, the interest keeps running when you sleep.

What You Need to Do Now is to stop procrasnating, start taking actions. You can not afford to wait any longer!

What We Can Do to Help You

To control your damage right away, we will do a quick, sometimes, on the spot assessment, if you have unfiled tax returns for years and you do not owe taxes. Then we will quickly help you to reconstruct all the financial information and locate all your missing pieces of tax information to report your tax returns properly.

If we determine that you have unfiled tax returns and large tax debts owing for many years and thus the interests and late filing penalties are alarmingly high. Then we may need to help you to file under the Voluntary Disclosure Program or Tax Amnesty immediately to avoid the risk of being caught by CRA and thus lose the opportunity to file under the protective Voluntary Disclosure Program to reduce the severe damage. The penalties alone may force you into bankruptcy.

Why You Should Work with Tax 911 Now

Unlike these accountants or the tax filers with seasonal appearance in the malls, we can not only fix your unfiled tax return problem, we can also help you to negotiate with CRA for the matters before and after the filing.

Before the filing, we can help you to file Tax Amnesty program to completely remove your penalties and/or some of the interests.

After the tax filing, if CRA challenge you or audit you, we have the expertise to represent you and fight for you on the returns;

If the tax bill is too high, then we can negotiate a tax relief for you to reduce the tax penalties and interest, or we can help you to negotiate an affordable payment plan so no legal collection actions will be taken against you by CRA.

We are different because we can provide much more comprehensive services to protect you in many aspects and all stages of your tax dealing with CRA.

Our Unlimited Free Consultation & Service Guarantee

To begin with, we offer RISK FREE no obligation initial consultation just to help you to understand the depth and complexity of your tax problems. We will also provide you the recommended steps to take to fix your tax problems. Then it is completely up to you to decide what to do from there.

If you do decide to engage us to fix your tax problems, we will provide price match guarantee within the entire tax negotiation industry.

Most Common Tax Debt Problems & Solutions

Tax debt problems include different types, such as CRA (Canada Revenue Agency) tax debt problems; Provincial tax debt problems. For instance: Income tax owing problems, tax debts, sales tax debt problems, etc. All levels of Tax authorities are becoming more and more aggressive to collect the tax debts.

When taxpayers receive the tax debt notice, they should seek help from tax professionals who are specialized in this tax problem resolution field.

Same thing when taxpayers receive collection letters threatening levying and garnishing their income such as wages or business income, or the bank levy letter for their bank accounts, taxpayers should get immediate help for their tax problems before it is too late.

The most common solutions to resolve your tax debt problems are:

  • Full Payment: if you can afford it, it makes sense to pay it off right away since the interests are compounded daily no stop till the full balance is paid off.
  • Pay The Correct Tax Only: if you believe the tax amount is not correct, then you can just pay the amount that you believe is reasonable and try to fight for the correct assessment.
  • File for Tax Relief: to ask for tax debt reduction due to the uncontrollable financial hardships or families tragedy, nature disasters, etc. to reduce the penalties or interests you have to pay. In many cases, the tax penalties and interests can be as much as the tax principle amount.
  • Payment Plan: if the solutions above do not apply to you. For instance, you owe a large debt and have no money to pay a lump sum, to avoid legal action, a tax payment plan can be negotiated on your behalf. Finding people who specialize in such payment plan arrangement is critical to your payment plan success as CRA tends to reject payment plans if they believe you can afford to pay more.

CRA released public records on their tax alert that intimidate the taxpayers. In the published cases, some people or business get huge tax fine while others get imprisoned. People can reasonably assume that this type of threatening messages to the public are here to stay and will be continued into the future!

So, do you have a tax problem that bothers you? Do yourself a favor and take action to resolve your tax problems.

At Tax 911 Now, we concentrate our tax practices on helping individuals and businesses solve their tax problems. We have many happy clients to prove our services qualities. See yourself what they have to say in their testimonials.

Tax debt problems do not go away unless you take some action! Get Tax help today by calling us at 1-877-918-2991.

Tax 911 Now’s team of professionals has helped many clients with tax problems like you to get tax settlement that are satisfactory to the clients who have shown their gratitude in their testimonials.


Our Unlimited Time Free Consultation

We offer RISK FREE initial consultation just to help you to understand the depth and complexity of your tax problems. We will also provide you the recommended steps to take to fix your tax problems. Then it is completely up to you to decide what to do from there.